Financial Psychotherapy For Individuals

Who can benefit from financial psychotherapy?

The ultimate goal of financial psychotherapy is for people to feel a sense of ease about the financial side of their lives. People seek out financial psychotherapy for a number of different reasons:

  • Guidance in understanding and addressing counterproductive money habits, including overspending, underearning, or inability to save for the future. 
  • Help in challenging patterns where money takes on too much importance (for example, workaholism, obsessing about investing or having enough money, feeling stuck working “just for the money”, etc).
  • Support in overcoming avoidance or the “head in the sand” approach to finances, and developing more independence and empowerment when it comes to money matters.
  • Assistance in identifying ones true values and life purpose and developing goals that are worth working and saving for.
  • Help in overcoming resistance to getting a basic education about budgeting and/or investing.
  • Guidance in obtaining an unbiased overview of how to find a trustworthy financial advisor or money management company that is the right fit.

Do you recognize any of these patterns?

Here are some more specific illustrations of the types of problem situations that are well-suited for financial psychotherapy. You will probably recognize some of these common patterns, either in yourself or in those close to you:

  • “I know that my spending sprees prevent me from staying on budget and saving money, but beating myself up about it just seems to make things worse.”
  • “People call me a workaholic, and recently I am beginning to agree with them. I’m realizing that the more I earn, the more I need to earn, that it never feels like enough — and other parts of my life are suffering.”
  • “I find myself terrified to open my financial statements, in part because I don’t understand investing very well and feel resistant about delving in and learning the basics.”
  • “I seem to lack the vigor to really pursue my goals and earn what I should, even though I think I am on the right track in terms of the type of work I do.”
  • “I resent having to depend upon my husband to take care of the bills and all the financial decisions, but I just shut down when it comes to money and finances. Maybe I’m phobic about it.”
  • “Increasingly I’m wondering what’s the point of working so hard on a job that I don’t ultimately care about in order to support a lifestyle that isn’t really making me happy.  Something has to change.”

If you think you may be a candidate for financial psychotherapy or would like to discuss your situation or ask questions, call 212-439-5102 or contact me by email at

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“Since working with Eli I have gone from feeling panicked about my investments to feeling at peace, even in today’s environment. And, amazingly, I am no longer phobic about understanding my finances. She has helped me overcome my resistance and has educated me to the point where I am quite knowledgeable and conversant about investing — and the process has been a pleasure.  She has all the wisdom of the various financial advisors who I have spoken with — without any of the pressure to sign up for their planning or money management services. Because she is a psychotherapist, our time together is based on what I need, whether it is knowledge, insight, reassurance, encouragement, etc. Financial psychotherapy really works!”






“In this process of understanding money, they have reframed what success means to them. It is no longer some far-distant promise but a palpable experience they can sense in their bodies and souls right now.”


From The Seven Stages of Money Maturity by George Kinder